Personal Finance Apps to Help You Reach Your Goals

Personal Finance Apps to Help You Reach Your Goals

Keeping track of your budget isn’t always easy, but personal finance apps turn a complex process into a simple one. Forget about trying to manage finances with a clunky spreadsheet. Just link your financial accounts and see where your money goes every month. Once you know that, it’s easier to create and stay on a budget.

Our Favorite Personal Finance Apps


is one of the most well-known personal finance apps because it has everything you could want in a single app. Link your accounts, set up bills and get reminders, check your credit score, and even get personalized budget recommendations based on spending. It even features alerts for suspicious spending.


Want an easy way to pay online or send money to friends and family? What about splitting a check and paying your part in a few taps? Venmo is the answer. Add money to your account or link your bank account or card. Shop online securely and send money to friends over an encrypted network easily.


Investing is complicated, but with Acorns it’s as easy as saving your spare change. All you have to do is connect a credit or debit card to your account. Then, every time you make a purchase, Acorns rounds the total up to the nearest dollar. The extra is invested on your behalf. You can even set up recurring investments to boost your earnings faster.


is one of the best personal finance apps for helping you meet your goals. Bright colors help you easily see your spending habits. Link all your accounts and see charts of what you’re spending money on and even add reasons for the purchases. If you like to scan your receipts for your records, Wally does that too. Wally is only available for iOS, but the developers have released Wally+ for Android, which has a few extra features.

5Home Budget With Sync

Most personal finance apps focus on a single user. Home Budget With Sync does everything you’d expect when it comes to tracking your spending and helping you stay on budget. However, you’re able to sync your account with others through the Family Sharing feature. This is ideal for families trying to track all their expenses in real time.


EveryDollar works differently than other personal finance apps. It uses the zero-budget based approach. This means every single dollar you make is accounted for throughout the month. The app helps you allocate each dollar to a specific purpose, even if it’s just adding $100 a month to savings for emergencies later on.

7Check Local

Many major and local banks have their own personal finance apps. In fact, it’s become a trend for banks to offer customers apps with financial management features and budgeting tips. Over 30 major banks in the United States, such as Wells Fargo and Bank of America, have partnered together to create an instantaneous version of Venmo. The network is called Zelle and an app is expected in 2018. It’s just another way banks are offering customers more ways to manage their finances.

Contribution by Crystal Crowder

About the Author

Crystal lives and breathes tech. She’s spent over a decade writing tutorials, reviews, and more on tech, business, and lifestyle sites. Her idea of fun is settling down with the latest tech and gadget news.