Safe Ways to Send Money Online

Perfect for birthdays or emergencies...

safe ways to send money online

With several safe ways to send money online, it’s easier than ever to send money to friends and family quickly. Whether your teen needs extra money at college or a friend needs funds for unexpected car repairs, a money transfer can be done in just a few clicks or taps. Depending on the service, the recipient may receive the funds in just minutes.

5 Safe Ways to Send Money Online

Google Wallet

You may already have a Google account and that’s all you need to sign up to use Google Wallet. Send money via email, the app, or the website. All you need is the recipient’s email address or phone number. There are no fees and the recipient just needs to click the link and deposit the money to their debit card or bank account. Right now, the service only works in the US and UK.

Square Cash

Send money quickly and safely with Square Cash. Transactions are free, except for the business version. All you need is a debit card and your recipient’s email address. The recipient can deposit funds in their bank account instantly, after your first transaction (may take a few days for bank approval). Use the app, website, or even Snapchat to send money online.

Facebook Messenger

Facebook Messenger isn’t just for chatting. Click the dollar sign to send money to someone on your Messenger list. All you have to do is link your debit card and the recipient does the same to receive the money. Currently, there are no other payment options available. It takes up to three days for transfers to complete, depending on the bank.

You can further secure your transfers by adding in a PIN number. You can also set up login approvals if you’re using a different device than usual.

Related Read: Tips and Tricks for Facebook Messenger


Venmo is part money sending app and part social app. There’s a running feed of your friends’ transactions. You can make your transactions private if you want. While it can link with Facebook, you just need your recipient’s email address or phone number to send money. Send payments for free by using a linked bank account, Venmo balance, or a debit card from an approved bank. Other cards cost 3% of the transaction.

PayPal / Xoom

PayPal is ideal if you need to send large sums, up to $10,000. It also works well for sending money internationally. It’s free to send money to any other PayPal user as long as you use a linked bank account or your PayPal balance. There are additional fees for other payment methods, which vary. Depending on the method used, payments may arrive in minutes or take several days.

Xoom, which is owned by PayPal, allows you to send and receive money without a PayPal account. It’s only for international transfers. The service supports 57 countries. All you need is your recipient’s payment details to send funds. Payment times vary based on the payment methods used, but fund tracking is available to help you stay on top of where your money is going.

With plenty of safe ways to send money online, you don’t need to mail checks or pre-paid cards anymore. Send money safely, quickly, and securely so the recipient can start using it now.

Related Read: The Do’s and Don’ts of Sending Safe Interac e-Transfers

Contribution by Crystal Crowder

About the Author

Crystal lives and breathes tech. She’s spent over a decade writing tutorials, reviews, and more on tech, business, and lifestyle sites. Her idea of fun is settling down with the latest tech and gadget news.